Sunday, April 20, 2008

Hard money lenders

Hard money lenders are those who specialize in real estate investing. They will normally lend up to 70% of the after- repair- value (usually said as ARV), on your property. Hard money lending is only a short term financing, and the interest rates are very high. It is sometimes 14% or more, but unlike with normal banks and their financing, Hard money lenders will get your funds to you fast. Normally this is sanctioned in installments as work is completed. Hard money is good for those who need to get funds fast to do a deal.

Friday, April 18, 2008

Private investors

Private investors are the ones’ who have the cash readily available, but do not have interest to actually work for themselves. They are ready to spend the money and harvest a certain percentage of the deal. If we find a property to invest in, these private investors will offer you the funds that is needed to finish the deal, or they will undertake financing of the property. The terms and conditions we will have with the private investor would vary as per mutual agreement. Exactly as you will deal with a bank application, learn that you have sound fundamentals on the property and how much expected profit there would be on the deal. The better these figures, the more likely you will find a private investor.

Tuesday, April 15, 2008

Conventional bank mortgages

Some investors forget that banks are willing to lend money for investing. If you have a good credit record, conventional bank mortgages may be the best option. You can get good and favorable interest rates with a good credit record - the higher the credit score, the lower will be the interest rates. While planning on a single family house, we can apply for residential mortgage, and this automatically has lower interest rates than any other sorts of loans. Some banks will not be willing to lend more than the actual value of the home. In this case, if the home needs major repairs, speak with them about another loan for the balance money you need for this purpose. You should make sure that you shop around – because the rates, fees and terms will vary from lender to lender. The suitable way to do this is to consult with a mortgage broker, who can find the best rates.

Sunday, March 30, 2008

Real Estate Investment - buying and selling

In the buying of the real estate investment property you need to decide to what you need out of the real estate property. There are some questions that need to be answered like what is the purpose of the property, how long will you stay with the property, what is being bought - a land, a house or a farm? There might be the need to buy investment property and many online sites and other sources of information provide the requisite information. The rates are to be decided and you have to ensure the right rates. Isn’t it? That is a most important task.

Friday, March 28, 2008

Real Estate Investment – making money

Does not every one want to make money and lead a comfortable life? Real estate investment provides many advantages. The real estate investment units do not move with the market. There is not much of volatility in the real estate investment scenario. You can buy a run down property in a good area and then make a makeover of the property and then sell it. You can find areas with good or high rentals. The money can be made from the rentals. These are some of the methods that you can use to make money in real estate easily. You will find it very beneficial.

Wednesday, March 26, 2008

Real Estate investment – adverse circumstances

What is the right scenario if the right circumstances are present in buying and selling of real estate? The question requires thought, isn’t it? Modifications or alternations in the property require a lot of money and effort. If the property owner wants a huge profit on the property very often small repairs will not fetch the required price .In the field of real estate property the most desirable owner is the one who wants to sell his property quickly. Often you will find that the case is that the real estate owner is not able to provide the fair price. So, the real estate investment should be done with alacrity.

Monday, March 24, 2008

Real estate investing – getting the money

Most people have the conception that the real estate investment is only for the rich. But you can buy a home without using much money and you can buy an investment property with out using too much of money. The real estate investment loans can help in this manner. The real estate properties are available with a lot of options now a days. The real estate loans reduce the burden on you. There are certain rules to be followed in the real estate buying and selling .If those rules are followed the real estate investment is a cakewalk. You should consider the paths you follow in real estate investing.